We search the nation vehicles that you'd be proud to own. Click the link below to see what’s in our current available inventory. Don’t see the vehicle you’re looking for, come visit us in person. Our managers can pull some off of marketing lists of upcoming vehicles. We will do our best to find what fits your needs.Browse used car inventory
Fast and Friendly Service
Just because you have less than perfect credit doesn’t mean you should be treated any differently. That’s why we strive to offer the best service that a dealership can offer.Find my next used car
Fast & Easy Car Loan Approval
We're used to working with bad credit & bankruptcy. Get your quick & easy car loan credit pre-approval processed in secondsGet Pre-Approved Now
Buy with Confidence
For over 22 years, The Key has been helping people with less than perfect credit. We offer a 10 year limited warranty on select vehicles because we know what's important to you.Why People Choose Us
Why Most People Choose The KEY
We think what The Key has to offer is pretty extraordinary. But, don’t just take our word for it. See what our customers are saying about us.
"I came in not expecting to drive off the lot in a new car. My sales person went further than expected"
Christina | Oklahoma City -OK
"To say the very least, I LOVE my car!!"
Cameron | Oklahoma CIty- OK
"I didn't feel pressured and was very comfortable making a decision. I'm grateful for all his help and would definitely recommend The KEY."
Dominque | Dallas -TX
"Love The KEY! Easiest car buying experience I have ever had!"
Terry | San Antonio-TX
"Great Experience with The KEY!"
Andre | Oklahoma City-OK
"I absolutely love my car but my sales rep was awesome, she was very helpful every step of the way, I am very hard to deal with and please but I am. So grateful for her and my 2015 Altima"
Terri | Memphis- TN
"Had a great experience! You make car buying easy!"
Casey | Austin-TX
Buy Here Pay Here
Welcome to The Key, Oklahoma City’s premier buy here pay here OKC used car dealer. At our car dealership, everything you’ve ever heard about “used car dealers” no longer exists. We put your needs first and help get you back on the road of life. Even if you have “bad credit” and think you won’t qualify for a vehicle, take a moment to visit with an experienced customer service agent. We will walk you through a quick pre-approval process that takes about 30 seconds – you can do it online right now if you want! After that – you’re on your way to choosing a quality, well-maintained vehicle from our buy here pay here lot with a 10 Year Limited Warranty on select vehicles*.
Bankruptcy Car Loans
Banks and other car dealerships always say they understand that bad things happen to good people – but then they don’t help. At The Key, we understand that unexpected challenges crop up and prevent one from building good credit. If you are struggling with bad credit, no credit, divorce, new employment, or other credit challenges, know that you can still get the financing you need for a car. Come see us at The Key, the only buy here pay here Oklahoma City car lot with onsite credit counseling, and a career program.
Looking for Car Financing with Bad Credit?
You won’t find a lot of bad credit car dealers in the area because of the high risk associated with these sales. However, not being able to buy a car can lead to a vicious cycle of not being able to work and thus being unable to pay your bills. This is why we offer bad credit car loans. Whether you need a car loan after bankruptcy, or you need to get a car with bad credit auto financing, you can turn to us. We are a bad credit auto dealer that cares mainly about your income right now rather than past credit problems.
We Offer Auto Financing for Bad Credit
If you’re looking for cars for people with bad credit, you’ve come to the right place. As a bad credit car dealer, we offer bankruptcy car loans so you can get the car you want, even if you’ve recently filed for bankruptcy or have other financial issues. Getting used cars with bad credit no longer needs to be a problem. We make it fast and easy to get the financing you require without worrying about what your credit looks like. Our goal is to make sure you get the financing you need to get a used car. Because we don’t look at your credit, you can feel confident in getting the loan you need so you can get a reliable car to get you to and from work.
A Vast Array of Used Cars
The problem with many other bad credit car dealers is the fact they often have a limited stock of cars from which to choose from. This often means settling for something that doesn’t fit your wants or needs. However, on our bed credit/no credit cars lot, you will find a much bigger selection of cars so you can find one you want, not just settle for something to get you from point A to point B. We will work with you to find the car you can afford, as well as provide the bad credit financing you need to put you behind the wheel of a quality used car. It doesn’t matter if you’ve filed for bankruptcy or made other poor financial choices, we will help you get back on the road to financial freedom.
Bad Credit Car Dealer
Our car lot serves the following areas: Oklahoma City, Norman, Tulsa, Lawton, and Broken Arrow, OK. We serve those with both good credit & bad credit so if you have bad credit and are in need of a bad credit car dealer, we are dedicated to helping you.