Use your tax refund estimate today, and we’ll give you 150% credit! Plus, get 200% credit on all down payments up to $3,000!

Get Approved Online in 15 minutes or Less

99% Approvals

Low Down Payments

4 Yr Limited Warranty

Buy Here Pay Here OKC
Bad Credit Auto Financing with as low as $500 down

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

Find Your Car

Find your perfect Buy Here Pay Here vehicle

Reviews from Verified Customers

Jermain Birston
4 months ago
Micheal was excellent throughout the entire process!
Cassie Batt
5 months ago
The most nicest people! Helped me get into a truck! Duane is your guy if you go to The Key!
Funny Boo
6 days ago
Mike and pablo was great I recommend going they will get you guys right
Oriana Payne
4 months ago
I'm so incredibly thankful for Jose and the entire key team. Jose worked all day to make sure I left with a car I was satisfied with and before I got mine he helped my husband a few weeks before and we're both really happy with our new cars, if you're looking for something new go to Jose he'll make it happen
Hilary Taylor
3 months ago
Pablo was very helpful and informative and helped me get into my dream car!! I’m so excited thanks to Pablo and the key!
Shauntae Walker
1 months ago
Do yourself a favor and visit this lot and ask for Scott! My family and I came here to purchase our second family car. They have great options at great prices. Our down payment was $500. Payments are based on our pay schedule and fits our budget. We’re satisfied customers and will definitely recommend to other people!
Jason Witten
4 weeks ago
Scott made trading my vehicle in easy as possible. Thanks Scott
Twumz Media
1 months ago
It was pretty fast and easy ! Scott was so helpful and very honest , I like that they have all your payment and interest put up for you all through the period that need to pay .I find that so awesome ! Thank you THE KEY
Carolyn Bowens
3 months ago
Juan was awesome. He had to get many keys to help me. He worked with me throughout the entire process.
Billy Harris
4 months ago
Came in to look, micheal helped me out got me into a car I liked, fast and friendly service!!

VIP Trade-Out Program

Advantageous Trade-in Policy

VIP Trade -Out Program

Advantageous Trade-In Policy

  • “Trade in after paying 70% of principal balance.”
  • “Reduced interest on new purchase: 9.99% and decreasing.”
  • “Each new vehicle purchase further lowers interest.”

Established & Trusted

30 Years of Trusted Service

Established & Trusted

30 Years of Trusted Service

  • “A+ Better Business Rating.”
  • “Proud of our 4.5 Google rating from 2000+ reviews.”
  • “Three decades of excellence in Buy Here Pay Here OKC car sales.”

Customer Commitment

Dedicated Customer Service

Customer Cummitment

Dedicated Customer Service

  • Committed to learning and improving from feedback.
  • Our goal: More than sales, building lifelong relationships.
  • Enjoy benefits like our 4 Year Warranty and referral rewards.

Build Your Credit with Us

Improve Your Credit Score Easily
We report to two major credit bureaus, helping you rebuild your credit with every car purchase. Start enhancing your financial health today!”

Earn Big with Our Referral Program

Drive a Free Vehicle with Your Referrals!

Start earning now – $200 for your first referral, increasing up to $1,000! The more
you refer, the more you earn. Join our marketing campaign to maximize your rewards.

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