Use your tax refund estimate today, and we’ll give you 150% credit! Plus, get 200% credit on all down payments up to $3,000!

Get Approved Online in 15 minutes or Less

99% Approvals

Low Down Payments

4 Yr Limited Warranty

Buy Here Pay Here OKC
Bad Credit Auto Financing with as low as $500 down

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

Find Your Car

Find your perfect Buy Here Pay Here vehicle

Reviews from Verified Customers

Victoria Bender
4 weeks ago
Micheal was great he was very honest and worked great with us on all details about any vehicles we had questions about
Antone Prince
4 months ago
Michael was amazing, got me through the door and amazing customer service. Deserves a raise.
lilrob thompson
4 months ago
Pablo helped me from day 1 even when I was having issues with my ID I waited and he made sure I was put in the vehicle I wanted
Shaun Shahin
20 hours ago
Great place! Very easy process! Salesman Patrick was very pleasant.
Rusty Norton
5 months ago
Jose was great!
Nick
1 months ago
Pablo was efficient and very personable to work with. I got in and out in a timely manner, my payments were perfect for my income and they made it simple. Definitely coming back for my next vehicle!
Tosha Rice
2 months ago
Scott was very helpful and kind. Very good experience buying a car at The Key.
Laura Lewis
4 months ago
Duane is awesome, we were just stopping by to look and get numbers for payments and down payment. We were in the need for a car but on a budget. Duane let me know since I already had paid off a car with them, that we were probably looking at no down. Honestly I was skeptical used to the way you are normally treated at a used car lot. I was waiting for the "oh I tried, but finance team is just saying you need a down payment." What I got was okay VIP status no down payment. What do you like out there? We were blown away and then getting a car that was $5000 more than the first car We bought and only $42 more a month... Well we now have a nice new car. We found a salesman that believes in truth in what he says and getting a family in a vehicle that looks nice, drives great, and good on gas! With a lower interest rate then I got from Capital One. Thank you Duane! The Key lucked out when they hired you. 💯
Shannon Ferrick
4 months ago
I really enjoyed my time. Frank was super awesome got to test drive multiple cars to find the perfect one for me! Super happy with my purchase! 😁
Dashawn Wade
2 weeks ago
Pablo was great and very knowledgeable I was in and out !

VIP Trade-Out Program

Advantageous Trade-in Policy

VIP Trade -Out Program

Advantageous Trade-In Policy

  • “Trade in after paying 70% of principal balance.”
  • “Reduced interest on new purchase: 9.99% and decreasing.”
  • “Each new vehicle purchase further lowers interest.”

Established & Trusted

30 Years of Trusted Service

Established & Trusted

30 Years of Trusted Service

  • “A+ Better Business Rating.”
  • “Proud of our 4.5 Google rating from 2000+ reviews.”
  • “Three decades of excellence in Buy Here Pay Here OKC car sales.”

Customer Commitment

Dedicated Customer Service

Customer Cummitment

Dedicated Customer Service

  • Committed to learning and improving from feedback.
  • Our goal: More than sales, building lifelong relationships.
  • Enjoy benefits like our 4 Year Warranty and referral rewards.

Build Your Credit with Us

Improve Your Credit Score Easily
We report to two major credit bureaus, helping you rebuild your credit with every car purchase. Start enhancing your financial health today!”

Earn Big with Our Referral Program

Drive a Free Vehicle with Your Referrals!

Start earning now – $200 for your first referral, increasing up to $1,000! The more
you refer, the more you earn. Join our marketing campaign to maximize your rewards.

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