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Buy Here Pay Here in OKC

Looking for a reliable way to purchase a vehicle despite having less-than-perfect credit?  

Our Buy Here Pay Here car lots OKC dealership specializes in helping individuals with all types of credit situations. Our program can help you drive away in a vehicle you love; with financing you can afford.

Trusted Buy Here Pay Here Cars Lots OKC

Get Approved online in 15 minutes or less at our Buy Here Pay Here OKC dealership. Get up to a $3000 discount with our "Match Your Down Payment" Program

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

How We Help to Build Credit with an Auto Loan:

  • Researching BHPH Dealerships: We have a proven track record of helping individuals with credit challenges get the financing they need. We specialize in making car buying easy for everyone, no matter their credit history.
  • Choose the Right Vehicle: We offer a wide selection of vehicles from our Buy Here Pay Here lot that fits both your needs and budget. We’ll help you find a car that aligns with your monthly payment goals, maintenance budget, and insurance premiums.
  • Negotiate Loan Terms: We ensure that the loan terms are favorable to you. Our Buy Here Pay Here Oklahoma City OK dealership offers flexible terms, including competitive interest rates and manageable repayment schedules.
  • Make Timely Payments: Once you’ve secured an auto loan through our program it’s important to make timely payments every month. 
  • Monitor Your Credit: After securing financing through our Buy Here Pay Here OKC dealership, you can regularly monitor your credit report. This can help you catch any discrepancies early and take steps to address them. 
  • Diversify Your Credit Mix: We’re here to support you not only in finding a car but also in helping you navigate the steps toward financial success.

hear about our
referral program

get a free car just by sending referrals
Tamila Tatum
4 months ago
Danny was very helpful and knowledgeable
Nathan Tackett
3 months ago
Michael was a good an helpful sells man
Lynn White Thunder
Yesterday
The best place to get a car loan! The manager and sales rep was awesome. Thanks Latrell for helping me get into a vehicle for me and my babies
CARESS Fuller
4 months ago
Duane was very helpful, even tho I couldn't make up my mind lol he was patient and very understanding of what i was needing.
Wayne Weatherley
5 months ago
Great service knew exactly wanted I wanted and simplified the process for me Jose was the best sales men I’ve worked with and hopefully I can work with him on any other future plans
Chadss Gaming
4 months ago
Scott Staley did a fantastic job getting us in to the 2016 Honda civic very friendly
Wayne
5 months ago
Pablo was great to work with! I would recommend this young salesman for anyone in need of a vehicle. Very professional thank you sir.
Paul Newton
2 months ago
Scott was amazing! Easiest car purchase I have ever had. Go see Scott for your car purchase. You will not be disappointed
Elizabeth Weatherly
1 months ago
Juan was such a huge help!! A big THANK YOU to Juan...these guys are amazing!
Funny Boo
1 months ago
Mike and pablo was great I recommend going they will get you guys right

30 years of experience
helping people just like you

Trusted Buy Here Pay Here Dealers in OKC 

Understanding Buy Here Pay Here Lots:

Buy here pay here (BHPH) car lots offer financing directly to buyers without relying on third-party lenders. These dealerships cater to individuals who may have difficulty obtaining financing through traditional channels due to factors like poor credit history or no credit at all. With BHPH car lots, the emphasis is placed more on the individual’s income and ability to make regular payments rather than their credit score. 

Benefits of Buy Here Pay Here Car Lots in OKC

  • No Credit Checks

    Unlike traditional lenders, BHPH dealerships typically do not perform extensive credit checks. This makes them accessible to individuals with limited or poor credit history.

  • Flexible Payment Options

    BHPH dealerships often offer flexible payment terms, allowing buyers to make weekly or bi-weekly payments that align with their budget and pay schedule.

  • Opportunity to Build Credit

    By financing a vehicle through a BHPH dealership, buyers have the opportunity to establish or improve their credit history through timely payments.

  • No Credit Checks

    Unlike traditional lenders, BHPH dealerships typically do not perform extensive credit checks. This makes them accessible to individuals with limited or poor credit history.

  • Flexible Payment Options

    BHPH dealerships often offer flexible payment terms, allowing buyers to make weekly or bi-weekly payments that align with their budget and pay schedule.

  • Opportunity to Build Credit

    By financing a vehicle through a BHPH dealership, buyers have the opportunity to establish or improve their credit history through timely payments.

Car-Lot-The-Key-Online

By choosing the right dealership, making timely payments, and monitoring your credit, you can take significant steps towards improving your financial standing. 

Our friendly team is here to help you every step of the way, from choosing your vehicle to securing financing that works for you.  

Don’t let bad credit hold you back. Come see why we’re one of the top Buy Here Pay Here car lots in Oklahoma today! 

Frequently Asked Questions

How long does the approval process take?

The approval process is typically fast. Our Buy Here Pay Here dealers in OKC offer same-day approval, allowing you to drive away with your vehicle on the same day. The process is generally quicker than traditional financing, as it focuses on your current ability to pay rather than your credit score. 

Missing a payment can result in late fees, repossession of the vehicle, or further damage to your credit score. It’s important to communicate with us if you are unable to make a payment to discuss possible solutions or payment arrangements. 

Yes, our Buy Here Pay Here Car lots in Oklahoma allow you to pay off your loan early without penalty. Paying off your loan early can help reduce the total amount of interest paid overtime. 

The amount you can finance typically depends on your income, down payment, and the specific dealership’s policies. Some of our programs may have limits on the total loan amount, especially if your credit history is less than ideal. 

We offer trade-in or upgrade options. If you’ve paid off part of your loan or have built some equity in your vehicle, you may be able to trade it in for a different car. Be sure to discuss your options with us to see if upgrading is possible. 

© 208 West I 240 Service Road, Oklahoma City, OK 73139

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