Limited Time, Low Down Payment Promotion ($500 down or less) - Ends October 31

Welcome to The Key Cars, your trusted partner for buy here pay here bad credit financing in OKC. We understand that securing a vehicle can be challenging, especially if you have a less-than-perfect credit history. That’s why we’re here to help.

Guaranteed Approval or $100 Cash!

At The Key Cars, we are so confident in our ability to get you approved that we offer $100 cash if you meet the following criteria and we can’t approve you:

  • $2000/month net income
  • Proof of residence
  • Current Oklahoma driver’s license
  • Fewer than 3 repossessions


Vast Selection of Vehicles

We boast one of the largest selections of vehicles in town, with over 300 vehicles at one location. Whether you’re looking for a sedan, SUV, truck, or any other type of vehicle, we have something that fits your needs and budget.

Longest Powertrain Warranty

Our commitment to quality is reflected in our powertrain warranty, one of the longest in town: 4 years or 40,000 miles. Drive with confidence knowing your vehicle is protected.

Amazing Referral Program

Our referral program is designed to reward you generously. You can earn up to $200-$1000 per referral:

  • 1st referral: $200
  • 2nd referral: $300
  • And so on, up to $1000 on the 9th and every referral after


Earn enough and you could essentially get your vehicle for free!

Trade-Out Program

With our incredible trade-out program, you can trade into a new vehicle every 12-24 months. Stay updated with the latest models and ensure your ride always meets your changing needs.

Our Services

Buy Here Pay Here Program

Our buy here pay here program allows you to purchase a vehicle directly from us, with a very low down payment auto loan. We understand that life happens, and past credit issues shouldn’t prevent you from getting a reliable vehicle. That’s why we specialize in no credit check car lots OKC, ensuring that you can secure a car no matter what your past credit history.

Convenient Locations

Searching for a “buy here pay here near me” car dealership? Look no further. Our dealerships are conveniently located in Oklahoma City and surrounding areas, making it easy for you to find a car that meets your needs. We offer a wide variety of no credit check cars, with over 300 vehicles in stock at all times.

Flexible Payment Plans

Our buy here pay here car lots OKC feature vehicles available for as low as $500 down. Whether you have poor credit or no credit at all, our 500 down car lots OKC no credit check options make it possible for you to drive away in a car today with a very low down payment. With our buy here pay here OKC $500 down deals, we strive to make car ownership affordable for everyone, no matter what your past credit looks like.

Transparent Car Buying Experience

If you’re looking for a buy here pay here car lot in Oklahoma City, our dealerships provide a straightforward car buying experience. We are proud to be one of the top buy here pay here dealerships in the area, offering transparent pricing and flexible financing options for all types of bad credit.

Serving Lawton and Beyond

For those in Lawton, we also extend our services with buy here pay here Lawton OK options, ensuring that residents outside of Oklahoma City can benefit from our convenient financing solutions. Our commitment to customer satisfaction and accessible financing extends to all of Oklahoma and surrounding states.

Bad Credit Car Loans

Don’t let bad credit hold you back. Our bad credit car loans are designed to help you rebuild your credit while driving a reliable vehicle with a 4 Year Limited Warranty. Visit our bad credit car lots at The Key Cars and discover how easy it can be to secure a car loan with us.

At our buy here pay here in OKC dealerships, we are dedicated to helping you find the perfect car. Explore our buy here pay here Oklahoma options today and drive away in a car that fits your lifestyle and budget. With over 300 vehicles in stock, you are sure to find the best buy here pay here OKC solution!

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Visit The Key Cars today and discover why we are the best choice for buy here pay here financing in Oklahoma City. Our friendly and knowledgeable staff are ready to help you drive away in your new vehicle today!

Meet Our Team

At The Key, we feel strongly that every driver with a steady job and the ability to pay should have access to a good, reliable car, no matter what their past credit history might look like. A reliable car not only keeps you safe and boosts your self-esteem, but can open the door for a job promotion or other employment possibilities. We want to make buying a good car within the grasp of most all drivers by offering the lowest down payments in the industry.

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