Use your tax refund estimate today, and we’ll give you 150% credit! Plus, get 200% credit on all down payments up to $3,000!

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We'll Match Your Down Payment Up to $3,000!

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99% Approvals

4 Year Limited Warranty

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Get up to a $3000 discount with our "Match Your Down Payment" Program

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

Watch How Easy it is to Get a Car from The Key

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

When You Buy from The Key?

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

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We Provide Flexible Financing & Low-Down Payments for All

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

Apply Now

Have Questions? Call Now |

405.451.1394

Discover Your Perfect Ride

  • Over 300 vehicles in stock.
  • 150+ vehicles serviced, detailed, and ready to drive.
  • Most vehicles are priced under $20,000—affordability meets quality.
  • Diverse range: From luxury cars to sports cars, trucks, vans, and SUVs.
Hear What Our Buyers Have to Say

4.7

2,460 Google Reviews

Leah Abrams
2 weeks ago
Patrick and Frank were so helpful! Made it fast and easy!!
ladarrien deboe
2 months ago
The key is a good place to get a car. They work well with you. Low biweekly payments. Go in and talk to Michael. He's the guy that will get you into something.
Allon Gates
5 months ago
Jose was good got me the car i wanted came all the way from Memphis Tn 😁
Roger Limas
3 months ago
Scott was amazing with us. He made us feel like family helping guide us through the process of purchasing our first car. It was a smooth and a good process. I recommend anyone searching for a car to go to the key and ask for Scott.
Kokestia Nelson
3 days ago
Scott was so sweet and easy to work with. He made the purchase easy and was knowledgeable about the cars. He helped me get the vehicle that I was looking for. If you go up there speak with Scott he is amazing!!
Eric Moses
4 months ago
The whole process was extremely pleasant and went very smooth. Destiny most definitely got me in the vehicle I wanted. I will refer my friends and family and most definitely return.
Tammy Ruebel
4 months ago
Duane Brooks was excellent at his job and it was pretty painless
Chad Mcfarland
2 weeks ago
Juan was amazing There was no gimmicks no oh yes ur approved then you go sit At the dealership for three hours to be let down got me approved pretty quick definitely can’t wait to go back to get my second car through him. Thank you, Juan.
Shayla Grinage
7 days ago
Juan did an amazing job finding the perfect car for my daughter!
JT Richie
5 months ago
Frank was super helpful and made my first car buying experience super smooth. Very professional and personable.

Drive Today with $500 Down Payment Cars at The Key Cars

Are you looking for affordable, reliable vehicles without the hassle of traditional financing? At The Key Cars, we specialize in helping drivers with bad credit or no credit get behind the wheel. With flexible payment options like $500 down payment cars, no credit check car lots, and a commitment to customer satisfaction, we’re your trusted partner for car buying in Oklahoma City and beyond.

Why Choose The Key Cars?

  1. $500 Down Payment Cars

    Our $500 down car lots make it easy to drive away in a quality vehicle with minimal upfront costs. Whether you’re searching for 500 down no credit check options or low down payment cars, we’ve got you covered.

  2. No Credit Check Car Lots in OKC

    At The Key Cars, we believe everyone deserves reliable transportation, no matter their credit history. That’s why our no credit check car lots OKC cater to drivers who may have been turned down elsewhere. With our 500 down car lots no credit check options, we make car ownership achievable for everyone.

  3. Bad Credit? No Problem!

    We specialize in financing bad credit used cars through our in-house financing programs. Our bad credit car lots work with you to create affordable payment plans, helping you rebuild your credit while driving a dependable car.

  4. $500 Down Payment, No Credit Check Options

    With plans like $500 down on a car no credit check, we take the stress out of financing. You can choose from hundreds of vehicles without worrying about credit checks or high upfront costs.

Our Commitment to You

  • Wide Vehicle Selection: Our inventory includes cars, trucks, and SUVs for every need.
  • Credit Building Opportunities: We report to two major credit bureaus, so your on-time payments can help improve your credit score.
  • Affordable Down Payments: Find 500 down payment cars that fit your budget and lifestyle.

Serving Oklahoma City and Beyond

Whether you’re in Oklahoma City, Norman, or Lawton, our car lots with no credit check provide a convenient solution for drivers across the state. Searching for 500 down car lots near me? Look no further than The Key Cars!

Get Started Today

Stop wasting time with dealerships that don’t understand your needs. Visit The Key Cars for $500 down car lots, no credit check car lots OKC, and financing solutions designed just for you. Explore our inventory and let us help you drive off in your dream car today!

The Key Cars – Making Car Ownership Simple and Affordable!

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