Limited time: we match your down payment up to $3000!

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2 Year Limited Warranty

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Get up to a $3000 discount with our "Match Your Down Payment" Program

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

we match your down payment - up to $3000

Watch How Easy it is to Get a Car from The Key

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

When You Buy from The Key?

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 2 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

We Provide Flexible Financing & Low-Down Payments for All

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

Discover Your Perfect Ride

  • Over 300 vehicles in stock.
  • 150+ vehicles serviced, detailed, and ready to drive.
  • Most vehicles are priced under $20,000—affordability meets quality.
  • Diverse range: From luxury cars to sports cars, trucks, vans, and SUVs.
anthony watkins
3 months ago
Scott was very helpful and understanding about our situation
Samantha Roberts
3 months ago
Patrick was great. We did a lot of texting back and worth and getting everything taken care of before I had to even go to the dealership. He didn’t push to put me a vehicle I did not want and discussed everything with me throughly. I didn’t have to sit there for hours to get into my vehicle. Faster than anywhere I have gone before.
Nicole Acevedo
3 months ago
Scott was phenomenal! Helped me get into a car quickly, explained everything in detail and answered any questions I had. Definitely will recommend him to anyone who is looking for a car.
levi friend
5 months ago
Danny and Michael were great with handling my purchase and huge shout to the whole department of sales everyone was so awesome and kind to me when I walked in the door and the service was amazing
Benoris Green
4 months ago
Wonderful experience. Mike was highly professional and made sure I was able to get in to the right car. Got to test as many cars to find the right fit and was definitely able to!
Bryant Lewis
2 months ago
Pablo was really great and helpful 🙂
Teala&Nick Riggs
2 months ago
Scott was an amazing help with my situation and getting me in a car!
Kokestia Nelson
3 months ago
Scott was so sweet and easy to work with. He made the purchase easy and was knowledgeable about the cars. He helped me get the vehicle that I was looking for. If you go up there speak with Scott he is amazing!!
Jeffery Simms
5 months ago
Thanks Scott was great
Antonio Martinez
1 months ago
Absolutely the most professional experience I’ve ever encountered at a car lot. Mike Arano has extreme patience and it showed as he was serving two buyers (me and another) without it ever becoming a problem all while allowing me to test drive several cars and make several phone calls and answered all my questions. Was honest about the process and ultimately sold me a vehicle that I’m proud of! Thanks to The Key and Mike for a great car buying experience! The manager (forgot his name) was Key (see what I did there) to the process.

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Drive Today with $500 Down Payment Cars at The Key Cars

Are you looking for affordable, reliable vehicles without the hassle of traditional financing? At The Key Cars, we specialize in helping drivers with bad credit or no credit get behind the wheel. With flexible payment options like $500 down payment cars, no credit check car lots, and a commitment to customer satisfaction, we’re your trusted partner for car buying in Oklahoma City and beyond.

Why Choose The Key Cars?

  1. $500 Down Payment Cars

    Our $500 down car lots make it easy to drive away in a quality vehicle with minimal upfront costs. Whether you’re searching for 500 down no credit check options or low down payment cars, we’ve got you covered.

  2. No Credit Check Car Lots in OKC

    At The Key Cars, we believe everyone deserves reliable transportation, no matter their credit history. That’s why our no credit check car lots OKC cater to drivers who may have been turned down elsewhere. With our 500 down car lots no credit check options, we make car ownership achievable for everyone.

  3. Bad Credit? No Problem!

    We specialize in financing bad credit used cars through our in-house financing programs. Our bad credit car lots work with you to create affordable payment plans, helping you rebuild your credit while driving a dependable car.

  4. $500 Down Payment, No Credit Check Options

    With plans like $500 down on a car no credit check, we take the stress out of financing. You can choose from hundreds of vehicles without worrying about credit checks or high upfront costs.

Our Commitment to You

  • Wide Vehicle Selection: Our inventory includes cars, trucks, and SUVs for every need.
  • Credit Building Opportunities: We report to two major credit bureaus, so your on-time payments can help improve your credit score.
  • Affordable Down Payments: Find 500 down payment cars that fit your budget and lifestyle.

Serving Oklahoma City and Beyond

Whether you’re in Oklahoma City, Norman, or Lawton, our car lots with no credit check provide a convenient solution for drivers across the state. Searching for 500 down car lots near me? Look no further than The Key Cars!

Get Started Today

Stop wasting time with dealerships that don’t understand your needs. Visit The Key Cars for $500 down car lots, no credit check car lots OKC, and financing solutions designed just for you. Explore our inventory and let us help you drive off in your dream car today!

The Key Cars – Making Car Ownership Simple and Affordable!

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