Use your tax refund estimate today, and we’ll give you 150% credit! Plus, get 200% credit on all down payments up to $3,000!

Boost Your Buying Power
We'll Match Your Down Payment Up to $3,000!

Get Approved online in 15 minutes or less

99% Approvals

4 Year Limited Warranty

Get Approved online in 15 minutes or less

Get up to a $3000 discount with our "Match Your Down Payment" Program

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

Watch How Easy it is to Get a Car from The Key

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

When You Buy from The Key?

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

We Provide Flexible Financing & Low-Down Payments for All

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

Have Questions? Call Now |

Discover Your Perfect Ride

  • Over 300 vehicles in stock.
  • 150+ vehicles serviced, detailed, and ready to drive.
  • Most vehicles are priced under $20,000—affordability meets quality.
  • Diverse range: From luxury cars to sports cars, trucks, vans, and SUVs.
Lynn Merritt
3 months ago
Juan was fantastic. I will recommend him highly to friends and family
Tammy Ruebel
4 months ago
Duane Brooks was excellent at his job and it was pretty painless
Otis Carter
4 months ago
Destiny took real GOOD CARE OF ME AND WIFE
Ashly Cralton
5 months ago
Frank was super helpful and super quick to get me In And out!
DeMarquel Hughes
2 months ago
Danny was a great guy from start to finish of the process & we walked away happy & satisfied they treated us like family
Bridgette Wright
4 days ago
Mike was great he was able to really work with me and get me in a car today!! I’m so happy imma recommend my friends here to go with him because he got you!
STEPHEN
3 months ago
Danny and Duane were very helpful. They both helped me get a great car.
Taylor Pennywitt
3 months ago
DANNNYYYYY!!! Yall have no clue how many cars I looked at yesterday. He was so unbelievably patient with me. I almost left crying bc I had a car picked out and some stuff happened,shit happens! I got to leave in something I’ve ALWAYS WANTED! I did leave crying bc, in a great way! He’s the absolute BEST!
Andrew Nelson
5 months ago
I purchased a beautiful SUV from Jose. He did a great job with finding out any information I needed to complete the deal. I will definitely refer customers to him.
Paul Newton
1 months ago
Scott was amazing! Easiest car purchase I have ever had. Go see Scott for your car purchase. You will not be disappointed

Drive Today with $500 Down Payment Cars at The Key Cars

Are you looking for affordable, reliable vehicles without the hassle of traditional financing? At The Key Cars, we specialize in helping drivers with bad credit or no credit get behind the wheel. With flexible payment options like $500 down payment cars, no credit check car lots, and a commitment to customer satisfaction, we’re your trusted partner for car buying in Oklahoma City and beyond.

Why Choose The Key Cars?

  1. $500 Down Payment Cars

    Our $500 down car lots make it easy to drive away in a quality vehicle with minimal upfront costs. Whether you’re searching for 500 down no credit check options or low down payment cars, we’ve got you covered.

  2. No Credit Check Car Lots in OKC

    At The Key Cars, we believe everyone deserves reliable transportation, no matter their credit history. That’s why our no credit check car lots OKC cater to drivers who may have been turned down elsewhere. With our 500 down car lots no credit check options, we make car ownership achievable for everyone.
  3. Bad Credit? No Problem!

    We specialize in financing bad credit used cars through our in-house financing programs. Our bad credit car lots work with you to create affordable payment plans, helping you rebuild your credit while driving a dependable car.

  4. $500 Down Payment, No Credit Check Options

    With plans like $500 down on a car no credit check, we take the stress out of financing. You can choose from hundreds of vehicles without worrying about credit checks or high upfront costs.

Our Commitment to You

  • Wide Vehicle Selection: Our inventory includes cars, trucks, and SUVs for every need.
  • Credit Building Opportunities: We report to two major credit bureaus, so your on-time payments can help improve your credit score.
  • Affordable Down Payments: Find 500 down payment cars that fit your budget and lifestyle.

Serving Oklahoma City and Beyond

Whether you’re in Oklahoma City, Norman, or Lawton, our car lots with no credit check provide a convenient solution for drivers across the state. Searching for 500 down car lots near me? Look no further than The Key Cars!

Get Started Today

Stop wasting time with dealerships that don’t understand your needs. Visit The Key Cars for $500 down car lots, no credit check car lots OKC, and financing solutions designed just for you. Explore our inventory and let us help you drive off in your dream car today!

The Key Cars – Making Car Ownership Simple and Affordable!

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