Use your tax refund estimate today, and we’ll give you 150% credit! Plus, get 200% credit on all down payments up to $3,000!

Boost Your Buying Power
We'll Match Your Down Payment Up to $3,000!

Get Approved online in 15 minutes or less

99% Approvals

4 Year Limited Warranty

Get Approved online in 15 minutes or less

Get up to a $3000 discount with our "Match Your Down Payment" Program

  • A Valid Driver's license

    Must be able to present a valid Oklahoma driver's license.

  • Current Stub

    Paycheck Sub of $2000/month net income. If self employed, we will need bank statements, or tax returns.

  • Current Proof of Residence

    Utility bill or other piece of mail in your name no more then 30 days old.

Watch How Easy it is to Get a Car from The Key

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

When You Buy from The Key?

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

We Provide Flexible Financing & Low-Down Payments for All

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

Have Questions? Call Now |

Discover Your Perfect Ride

  • Over 300 vehicles in stock.
  • 150+ vehicles serviced, detailed, and ready to drive.
  • Most vehicles are priced under $20,000—affordability meets quality.
  • Diverse range: From luxury cars to sports cars, trucks, vans, and SUVs.
my ish Durrough
1 months ago
Scott has been absolutely awesome. I have never had someone help me as quickly and adequately with my needs. He listened to me and helped me get into car. Thanks Scott
Jessica Atchley
1 months ago
It was a great feeling to have my own car again thank you for your help
Tony Williams
5 months ago
VERY GOOD AND HUMBLE SALESMAN I LIKE PABLO BUT THERE IS SOMETHING WRONG WITH MY DRIVERS WHEEL I HEAR A SOUND BUT EVERYTHING ELSE GOOD
Shaquon Nash
3 months ago
Destiny was very helpful and got me into a car fast and easy!
Marz Slowman
3 months ago
He’ Jose Salas took care of us will we purchased a new vehicle. We are satisfied and happy.
Sue B
1 weeks ago
Just got a car The Key, the service was great. Juan took really good care of me and answered all my questions, he was knowable and very nice.
joe hale
3 months ago
Great experience kind polite quick
Wayne Weatherley
4 months ago
Great service knew exactly wanted I wanted and simplified the process for me Jose was the best sales men I’ve worked with and hopefully I can work with him on any other future plans
Brennan Honeycutt
1 weeks ago
Was the fastest I have ever bought a car. Great customer service. Took longer to test drive than do paperwork.
Gevante Ervin
5 months ago
Great place & fair prices

Drive Your Future with The Key Cars – Buy Here Pay Here in OKC and Beyond

At The Key Cars, we specialize in making car ownership simple and stress-free. Whether you’re looking for a reliable vehicle in Oklahoma City, Norman, Lawton, or anywhere in Oklahoma, our buy here pay here dealership is here to help. With over 30 years of experience, an A+ Better Business Bureau rating, and one of the largest inventories in the area, we’re your trusted partner in getting back on the road.

Why Choose The Key Cars for Buy Here Pay Here?

  1. Extensive Vehicle Selection

    With over 300 vehicles in stock, we’re one of the largest buy here pay here car lots in the state. Whether you need a family SUV, a fuel-efficient sedan, or a tough truck, you’ll find it here.

  2. Affordable Options for All Budgets

    Don’t let credit issues hold you back. Our buy here pay here OKC no credit check program ensures you can drive away in a vehicle, even with no credit or bad credit. Plus, with options like buy here pay here OKC $500 down, we make car ownership accessible for everyone.

  3. Flexible Financing and Fast Approvals.

    Unlike traditional dealerships, The Key Cars handles financing in-house, making us a true buy here pay here dealership. We tailor payment plans to fit your needs, helping you get approved quickly and easily.

  4. Convenient Locations Across Oklahoma

    Searching for buy here pay here car lots near me? Whether you’re in Oklahoma City, Lawton, Norman, or surrounding areas, The Key Cars is your local solution for hassle-free financing and dependable vehicles.

  5. Credit-Building Benefits

    We report to two major credit bureaus, so when you make on-time payments, you’re rebuilding your credit while enjoying your new car.

Serving Oklahoma City, Norman, Lawton, and Beyond

Our buy here pay here car lots OKC are designed to serve communities across Oklahoma, including buy here pay here Lawton OK, buy here pay here Norman OK, and more. Wherever you are, we make it easy to find a vehicle and financing solution tailored to your needs.

A Guarantee You Can Trust

When you choose The Key Cars, you’re not just buying a car—you’re investing in peace of mind. Every vehicle comes with a 4-year/40,000-mile powertrain warranty.

Ready to Get Started?

Stop searching for buy here pay here near me and start driving today! Visit The Key Cars in OKC or contact us to explore our inventory, learn about our trade-out and incredible referral program, and discover how we can get you behind the wheel of your next car.

The Key Cars – Your Trusted Buy Here Pay Here Dealership in Oklahoma!

Fill Out the Application

Step 1 of 3

Name*
Email*

Cookie Policy. This website uses cookies to ensure you get the best experience on our website.
Translate »

Get Approved online in 15 minutes or less

Full Name*
Email*
Do you have an Oklahoma Drivers License?*