bad credit auto loan application

Give us 2 minutes, and we’ll show you
the cars you are pre-approved for!

I’m Ready

to choose my vehicle

We are picky when it comes to buying cars. Many of our cars have under 60,000 miles and are purchased from rental car companies who are really good at providing on-time maintenance on the vehicle. Our cars even have a free vehicle history report to help you buy with confidence.

I’m Covered

for the lifetime I own the Vehicle

Yep, that’s correct. A Lifetime Warranty is included on every vehicle to help save you thousands in repairs.

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Buy Here Pay Here OKC

Welcome to The Key, Oklahoma City’s premier buy here pay here OKC used car dealer. At our car dealership, everything you’ve ever heard about “used car dealers” no longer exists. We’re getting rid of all those things you don’t like when purchasing a vehicle from a buy here pay here OKC car lot. There’s no hard selling at The Key. We put your needs first and help get you back on the road of life. Even if you have “bad credit” and think you won’t qualify for a vehicle, take a moment to visit with an experienced customer service agent. We will walk you through a quick pre-approval process that takes about 30 seconds – you can do it online right now if you want! After that – you’re on your way to choosing a quality, well-maintained vehicle from our buy here pay here lot with a Lifetime Warranty.

Banks and other car dealerships always say they understand that bad things happen to good people – but then they don’t help. At The Key, we’ve been there. We’ve seen our families, friends and neighbors navigate through some tough life challenges, and we never turned our backs on them. If you are struggling with bad credit, no credit, divorce, new employment, or other credit challenges, don’t get down on yourself and believe there’s no hope. Come see us at The Key, the only buy here pay here OKC car lot with onsite credit counseling, and a career program.

What Is Buy Here, Pay Here?

The KEY is not just any used car dealership. As an Oklahoma City Buy Here, Pay Here dealership, we offer a number of advantages to customers that might have trouble getting a car from a traditional dealer.

At The KEY, we offer financing directly to our customers. This prevents you from needing to get outside financing from a bank or credit union. If you have poor or no credit, or you have circumstances such as a pending divorce, a new job, or financial problems, you probably won’t be able to get a loan from a bank. However, these circumstances won’t prevent you from getting a loan at The KEY.

We specialize in helping customers that need a car but can’t obtain credit from a bank or a traditional dealer. Through our buy here, pay here dealership, you will be able to get a high-quality used car at a competitive price. You’ll also be able to get financing faster than at any other dealership in the Oklahoma City area.

Another big difference between The KEY and other buy here, pay here car dealers in Oklahoma City is the quality of the cars that we offer. Many buy here, pay here car lots take old cars from trade ins or auctions and put them up for sale as-is. These cars could have cosmetic damage, mechanical problems, or extremely high mileage. Furthermore, the dealer only rarely offers service agreements or warranties on the car you buy.

We, on the other hand, do things differently. At The KEY, we buy most of our cars from rental agencies like Hertz and Enterprise. These cars generally have 30,000 miles or fewer, have been taken care of, and come with an AutoCheck report to verify their histories. We also offer lifetime warranties on every car we sell, an offer that you won’t find at any other buy here, pay here car lot in OKC.

Our car lot contains a huge variety of vehicles, from sports and muscle cars to compacts to full-sized pickups. We also put our entire inventory online for you to see before you come to our lot, so you can pick out the car you like from the comfort of your own home.

The KEY offers a number of other services that make us a different kind of buy here, pay here car dealership. For instance, we offer free Life Services that can help you organize your finances, find a job, and get motivated to succeed. Qualifying customers can also take advantage of our VIP program, where we’ll pick you up from your home and bring you right to our lot.

These are only a few of the things that make The KEY different from other Oklahoma City buy here pay here car lots. If you have bad or no credit but still need a new vehicle, come to The KEY. We’ll get you

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